Retirement Annuity Calculator Options

Several options exist when you are looking for a retirement annuity calculator. Only you know what exactly you are looking for.

All the calculators reviewed here display the $-sign as the currency, but you can use it for any currency.

Tip: If you click on the hyperlink, the new page will open in a separate window on your browser. Switch between windows to use the planner and to read the comments below on this page.


1728 Software Systems

The most flexible annuity calculator I could find is perhaps a good place to start. This calculator is offered by 1728 Software Systems.

You decide what you want calculated. Click on one of the four options above the table:

  • The accumulated total amount if you invest an annual amount in the annuity for a specified number of years at an estimated pre-retirement yield.
  • The annual amount you need to invest to achieve a target total amount after a specified number of years at an estimated pre-retirement yield.
  • The number of years you need to invest an annual amount to achieve a target total amount at an estimated pre-retirement yield.
  • The annual pre-retirement yield required to achieve a target total amount by investing an annual amount for a specified number of years.

Please note that this annuity calculator does not allow for inflation.


Dinkytown.net

This calculator is offered by Dinkytown.net.

It gives you a visual presentation to illustrate the advantage of a variable annuity versus a taxable account.


Banksite.com

Banksite.com offers a calculator that allows for inflation but you enter your monthly contribution and future monthly withdrawal amount in current dollars (or your current currency). When you click 'Calculate', you get a detailed schedule of the annual estimates.


Please note that these calculators should be used for your education only. Do not base your retirement planning decisions on these results. Consult your advisor.

The calculators are there to help you to be better informed and better prepared and to retain control of your retirement planning.



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